Statement analysis
Read the whole statement, not the rate on the cover.
A merchant statement is designed to be hard to read — the effective rate is buried across a dozen fee lines, qualification categories are abbreviated, and the transactions being overcharged are never labelled as a problem. MerchantScope parses the whole thing: every qualification category, every fee line, and the card-present vs card-not-present split.
The parse splits printed interchange categories from the fixed and junk fees they usually hide.
What comes back
Every fee line named
The qualification breakdown
The CP/CNP split
A recommendation from your catalog
How it translates to the floor
Then it becomes a pitch
The parse is the input, not the output. The rep gets a pre-call brief with the recommended setup, the pricing, and the line that beats the incumbent.
Proposals come out in three tiers — Essentials, Recommended, Growth — in two versions: an internal one for the rep with the reasoning and a clean one for the merchant.
Re-running your existing book
Statements already on file surface upsell plays and find Non-PCI charges and mis-qualified fees inside accounts you already own — revenue that doesn't require a new merchant.